Management Team

Tariq Abdat

Tariq Abdat

CEO

Tariq currently is the CEO of ATE. He is responsible to drive the firm strategy in its journey to be the regional provider of choice in the financial technology and digital solutions. Tariq has more than 30 years of executive leadership experience in banking, payments, and financial technology. In 1987 as a project manager at NCB IT in Saudi, he spearheaded the introduction of the first Diebold ATM Units in the Kingdom.

Between 1991 and 1995 he joined Alhamrani Universal Company where he held various positions in the company, ultimately heading it in 1996 moving the company to be the Kingdom's leader in Self-Service Banking Technology and Services. In 2009 he went back to NCB as a Senior Vice President with the Consumer Finance Group and later became Head of Retail Banking Operations. In 2014, he returned to Alhamrani Universal further expanding into self-service, security and fintech solutions to the Banking Industry and Government Sectors.
Tariq hold his BS in IT from the USA in 1984.

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Mahmoud Alkarazon

Mahmoud Alkarazon

Head of Finance

Mahmoud Alkarazon managing finances for ATE, as well the Head of Finance for Alhamrani Universal Company in KSA. With more than 13 years of progressive experience in multinational Audit and Accounting firms (EY and KPMG),

Mahmoud Started his career in KPMG, one of the big four accounting and largest audit firms in the world; subsequently he joined (EY) previously known as (Ernst and Young) as another big four audit firm in the world.

Mahmoud has extensive experience in different industries including manufacturing, retail, wholesale, trading, medical, construction, real state and hospitality, in which he gained very strong financial control in many financial areas and performed a variety of professional level accounting duties involved in preparing, maintaining, analyzing, verifying, and reconciling complex financial transactions and multiple deliverables to implement the best practices that consistently deliver an outstanding result.

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Mohamad AlSwailem

Mohamad AlSwailem

GM, General Support & CCO

Mohamad is serving ATE as the Chief Compliance Officer. Working at Alhamrani Universal Company in KSA, as the GM of General Support& CCO where he built the company’s units of Compliance, Quality, Marketing and TM, and previously he was the business development consultant for AU. Before joining AU in 2014, he managed his own entrepreneur consultancy office working in large and small communications projects for the government and private sectors, and prior to that he held senior positions in different industries of retail, banking, investment and services at organizations including Dalah Albarakah, NCB and NCB Capital, and in the government sector at Arriyadh Development Authority and Saudi Aramco. Mohamad obtained a BS degree in International Business and Management from Tampa College, USA in 1986.

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Fahmy Halbouny

Fahmy Halbouny

Chief Business Officer

Fahmy is the Chief Business Officer for ATE. He Joined Alhamrani Universal Company in KSA in 2003 as a Sales Manager for the ATM Business where he grew in the organization in different areas between Sales, marketing, management and strategic planning activities. Previously, Fahmy was working for one of the leading systems’ integrator in Egypt as a “systems Engineer” prior to shifting his career in sales covering the defense sector and then banking sector where he started his journey in the Cash Automation and Payment Systems fields.

Fahmy graduated in 1995 with a B. SC. in Electronics and Communication Engineering, and later on obtained his Master’s in Business Administration from the American University in Cairo in 2001.

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